C/M Equities Mortgage Market
C/M Equities Mortgage Market
A NEW APPROACH TO HOUSING
Equities access to supply markets
Become a home owner. $0.00 down payment
Pricing as low as $250-700 per month Canadian Dollar standard (instead of rent)
Shares in home ownership. Shared room or full room upward with storage & parking + shared or private washroom & shared kitchen + laundry
EQUITIES OWNERSHIP MARKET BY CIG
Tradtional Mortgages 25-30 years old & new buyers then rent to own entrance for down payments with income ratio on loans then affordability with a very 3-4 Tier not 1-2 or 4+ design
Banking Allows X with Government Policy
Private Interest Owners can do as they choose with Equity Mortgages like Rent to Own
Invested interests then have a share of their property & structure value purchased off while retaining stake to use for other investments that may be more lucrative in the short & long term rather than leveraged in a locked real estate effect
EQUITIES MORTGAGES
For previous renters
Investors own the property & structure
Individual or couples screened qualifying can move in owning a share of the property & structure with legal & security rules
Invested Stakeholders charge a capped or hybrid capped fee to equity buyers
No down-payment (qualified screened interests can get in)
Down-payment (qualified screened interests can get in)
This allows previously people that could mot get out of renting the ability to live in a residence where they keep part of their rent upon moving out known as home equity
Their share of utilities & taxes then security + maintenance
Their equity less a fee for access
This assists those not qualifying on lower scale income with less material assets ability to build savings, equity for housing & save for retirment
Renting becomes a tourist effort for temporary or term 1-6 or 12 month options against rentla controls
This alleviates investors stake in the properties as co-owners keep a stake in the property while values are managed effectively as the goal for equal or inflation based & growth models allow people to move & move up in the housing market from just a share to a share of or half then three quarters until they have their own property
Options for Basic Needs + Earned Privledge worked in creates access to supply while investors wirh less stake in can utilize tha money for other lucrative investments
PREVIOUSLY STRUGGLING NOW NOT!
A College or University graduate or drop out can move with a back pack then build up their portfolio fianncially & maintain
This creates opportunities & disregards the problems with the rental housing tiered structure problems against inflation & wages - salaries
I, Dr Sydney Nicola Bennett support this as I created it
DIFFERENT STRUCTURED OFFERINGS
People generally have their private room as a single person or couple or two rooms as a family then bunk capsule multi-task smart rooms then sotrage area plus parking if required
Security integrated
Shared kitchen & washrooms plus house rules & quarterly audits reviews alongside legal standards in the mix
This creates not only quality of life hut a way to grow & downsize while effectively managing
Renting you loose regardless but previously there was the two options. Many were out priced & could not afford to get into owning
This effort voids that for everyone with Foundational Tier 1 or Threat Tier 1's not qualifying unless screened & profit reformed with merit earned from demerit in extensive interviews
The rental market effectively shrinks creating demand & supply in different affordability Tiers from $800 - $2000 per month incomes or less up to $10,000 - $25,000+ looking at USA & Canada as a model
Efforts in H.I.3 create safer Tourism as a option with virtual work & networking alongside regular for professional interests within a layered grid effects domestically VS internationally
THE REAL ESTATE MARKET POOL
For these separate options a pool of availability market has to exist
FreeHold
Condo - Strata - HOA (extra fees)
Entire propety or Share of
Utilities, taxes & security & maintenance + insurance & pool investment budget for repairs or unforseen emergency then Emergency Safety System & Plan for Natural & Man-Made Diaster or Hazards
Qualified screening for reference to place buyers with compatible co-owners in living at a space then limitations on renting for tourism or short or longer term rental income capping in such
Rental market capped, hybrid capped or open free market
WHAT IS DIFFERENT & NEW
Share Owners can put their share up for sale each quarter to relocate to another option or if capped rental options allow they can rent out while travelling for a term period if a professional work option requires yet a term option after 6 months may require they sell to the renter or a qualified other interest requiring renter within 6 - 12 months to relocate or purchase their share
The overall property & structure may be allowed to be under a mortgage loan or as a paid off entity by main stakeholders & shared ownership interests
EQUITIES BUILDING
Monthly expenses
Equity building
Factors affecting
Higher down-payment = more equity & lower monthly cost or higher stake in property
More time in bullds equity
Equity is liquid cash you can cash out if values remain equal or rise otherwise a loss or you have to ride out efforts to get back to equal or rise
Open loans allow you to own a higher stake against your share cottage to a capped amount then resale values in market with a capped or hybrid capped & open market effort dictate your shares resale value
New credit after incident & resource from 6 months to 1.5 year reform in restructure allows people to get back in & build back up
Evictions occur over security events & equity owners have to seek new options after incident review & resource program reform & go into threat tier 1 housing with storage temporarily before returning
OUR FOUNDATION EFFORT
This alleviates Homeless & Homelessness Risk revoking Poverty
Investors still earn a fair share. People can build their portfolios & enjoy a higher quality of life this offsets poverty & caters to overall investments & properties in a grid domestic focus
Where you can go from $0.00. A gifted mobile phone & back pack with bedroom in a house that has sotrage & shared space up to a whole house of your own in time
A way to build up financially & maintain
Lower cost options like transportation to assist you to get there. Access for everyone
$4.5 PER ONTARIAN @ 75 MILLION
People acknowledge. No change. Regardless
BBDRP is real change.
https://www.cbc.ca/news/politics/ontario-ad-tariffs-trump-9.6952829
Opt in petitions & vote for majority or minority then share of tax base used. Fair game & legal domestic + International decisions in managing surplus VS deficit
Daily, weekly, monthly & quarterly vote on decisuons & managed structure in Government for Private + Personal Sectors
Federal - Provincial or State to City & or Town if not Rural area
FAIR RENTS & OWNERSHIP OPTIONS
First off. In H.I.3 we cover rent versus mortgage & ownership
Rental you cannot obtain a percentage that you put in back if values are equal or higher upon sale less expenses yet a damage deposit upon release of tenancy. Ownership. Same deal just no mortgage loan versus equity built
After a 1 Year or Month to Month Lease
Landlords can evict rather than raise 2.5%
To combat wBCI efforts & landlords consider a fair spread or they cease. Death. Died.
Fair rental efforts or dead bodies or locked down slaves agreeing to considerable reason in law for rentals with tenants
https://www.thestar.com/real-estate/doug-ford-government-proposes-to-allow-tenant-evictions-when-leases-are-up-in-new-bill/article_c7f2314b-bf65-4484-932f-9616b892b2d5.html
HUMAN RIGHTS & SAFETY FRIST
Access to supply & a happy medium
Legal mercenaries are not underworld. Underworld policies versus ethical & humane. Line drawn
https://www.sciencealert.com/millions-of-buildings-threatened-by-rising-seas-this-century-study-warns
Fair routine audits & removal with extensive investigation before eviction as per the morning otherwise nothing
Investors & managers have no property in death or lock downs wireless
Front end phone's like Ford & cronies look good catering to not the best scenario which does sound good & does more damage than good
Thug life wins. Scenarios & legal reference against ancient - vintage & modern in decisuons to balance everything fair
NEW LOAN MORTGAGES - SOME INVESTORS
A profit hound for youth portfolio building
4-6 / 6-10 person equity building
An investor group owns the property then charges a fee for individual or couples & families to pay into owning a share they can sell to buyers screened to replace
I steady of rest after all share of expenses you earn equity & there are quarterly capped & hybrid capped controls
A security damage deposit & terms allows a new system of affordable ownership
Doug Ford stayed solutions sound good & offer damage then increase pricing & homelessness
Not smart. 50% of what the man has done is good. A darling cloud of the opposite exists for lobby thugs not mercenary. Underworld concealed. Greedy theives at others expenses
This will become the new way for youth ages 18-25 / 25-35 to build their portfolios while renting contracts to lower tiers & tourism
Equity format shared ownership will take empty option properties & sell supply in form of access streams
4+ Elite residences are not 3-4 Tier or 1-2 & threat tier 1
The equity ownership mortgage effort creates a financial profiteering buffer benefitting previous renters & those invested as a niche to upscale globally
Affordability tiers structure controls have to exist working with owners
https://www.cbc.ca/news/canada/toronto/proposal-rent-control-removal-ontario-9.6952992
Dr Sydney Nicola Bennett cannot practice Medically since 2011 due to the NB-OT Labs & expansion Labs yet has less limitations in other areas more focused on CIG related financial & mechanical design efforts
REAL ESTATE COMPANY INVESTORS
Real Estate companies can purchase homes. Cash sale or mortgage then purpose renters or share ownership agreements as stated above while some communities may restrict like condos - Strata or HOA
Individual people or families & groups can act as the Real Estate Company
S.B.G & CIG
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